Green Financing

At Hudson Valley Geo we can help you find ways to make your energy upgrades affordable.

There are low-interest financing options where homeowners can pay for eligible home energy upgrades by taking advantage of two low-interest financing programs offered by NYSERDA. Both options offer loans of as much as $13,000 per household, or $25,000 if energy upgrades will pay for themselves in savings in 15 years or less.

Option 1: On-Bill Recovery Loans
An On-Bill Recovery Loan allows you to have your loan payments built into your utility bill. You’ll have no extra bills each month and nothing new to keep track of. Even better, your monthly payments will be calculated based on the expected amount your energy upgrades will save you on energy costs. You can repay your loan without a major increase in your monthly expenses.

Option 2: Smart Energy Loan
A Smart Energy Loan offers affordable interest rates, flexible terms and simple repayment options. Repaying a Smart Energy Loan is similar to any other conventional loan. You make monthly payments to NYSERDA’s loan servicer by check or automatic bank withdrawals.
Learn more about interest rates and how to apply atEnergy Finance SolutionsOr call 1-800-361-5663. You can also contact Donna at Hudson Valley Geo for a no nonsense discussion of your financing options. Call 845-235-4795 to speak with Donna or email:
There is additional help for income-qualified homeowners. Depending on household income, homeowners can also qualify for a grant of up to $5,000 to cover up to 50 percent of the cost of energy efficiency upgrades, through the Assisted Home Performance with ENERGY STAR program. The maximum grant increases to $10,000 in two- to four-unit residential buildings with additional income-qualified households. Income guidelines are included in the application you’ll find on the NYSERD’s Get Started page.

Finally, there are cashback incentives. The Home Performance with ENERGY STAR program offers a 10% cashback incentive on qualifying energy efficiency upgrades. Your contractor will help you secure this payment.

The 5 Key Concepts of Green Building

Energy Efficiency

Resource Efficiency

Indoor Environmental Quality

Water Conservation

Site & Community Impact

Our Certifications